- Minimum share capital of Ksh 5,000 for loans exceeding Ksh50,000 and a minimum share capital of Ksh 2,000 for loans below Kshs 50,000.
- Only 80% of deposits will be committed to loaning process.
- Collateral for loans exceeding Kshs 250,000 include log book and title deed.
- 50% of car value to be committed in the case of the log book loans.
- 70% of land value to be committed in the case of title deed loans.