Unity SACCO supports various initiatives which aim to lift members’ economic status and attain financial independence. On the request from a member who must belong to any of Unity’s initiatives, the tailor- made, demand-driven lending is guaranteed using the member’s deposits and guarantors (in the event the members does not having sufficient collateral).

Lending is issued against a member’s deposits multiplier of 3 times (or more depending on the Sacco’s ability, and individual member history in respective Initiatives).