Loan Eligibility


Applicants must be registered members of Unity Sacco.

Legal Status

Companies and cooperative societies must have legal status.


Individuals, companies, SMEs, businesses, institutions, schools, churches, self-help groups, merry-go-rounds, SILCs, CBOs, NGOs are eligible.

TAMREP (Tailor-Made Resilient Progression Lending)

Members involved in Unity Sacco’s initiatives. Loan guaranteed using member’s deposits and guarantors.

SIDGROW (Solidarity In Dignity Growth Lending)

RAF (Resilient Agribusiness Financing)

Agricultural commodity producers with contractual agreements. Issued warehouse receipt as collateral.

SGL (Saving Grace Lending)

Members needing additional project funds. Existing loan repayment record required.